Payday Super » Business Chamber Queensland
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Payday Super

What you need to know to prepare your business

From 1 July 2026, Australian businesses will be legally required to pay employees’ superannuation at the same time as wages or salaries, or within seven calendar days of payday. These changes will have practical impacts on payroll, cashflow and compliance requirements.

Below are information and resources to help your business understand the Payday Super changes, identify impacts, and prepare.

Payday super resources

What’s changing?

  • Employers will need to make super payments at the same time as wages or within seven days of payday.
  • The ATO will have real-time visibility through Single Touch Payroll reporting, allowing it to detect late or missed payments more quickly.
  • The ATO’s Small Business Superannuation Clearing House will close from 1 July 2026. Small businesses that rely on the Small Business Superannuation Clearing House to process super payments will need to implement a new solution.
  • The reform introduces the term ‘qualifying earnings’. It’s a new term for the types of payments you make to employees that are used to calculate the super guarantee (SG) under Payday Super.

For more information on the specific changes and how they may apply to your business, read our blog.

 

Online workshop

Join our online workshop to help you prepare for the upcoming Payday Super changes.

Date: 16 June 2026

Time: 9am

We’ll cover:

  • Key features of the Payday Super reform
  • What you need to consider for payroll, cash flow, and compliance
  • What you can do to prepare
  • Where you can get help

Payday Super resources

Explore a series of factsheets, setting out a clear pathway from understanding to preparedness for Payday Super.

Understanding the new requirements

Learn what Payday Super is, including the challenges and benefits for business.

Download factsheet

Understanding the impact of Payday Super

Review your current super arrangements and identify the changes you need to make.

Download factsheet

Plan your transition

Set your transition date, establish responsibilities, and seek professional support if required.

Download factsheet

Prepare your business | Part 1

Review your cashflow and start planning for more frequent payments.

Download factsheet

Prepare your business | Part 2

Make and finalise software updates and understand what is subject to SG contribution.

Download factsheet

Lock in your plans

Confirm software is ready and educate employees on Payday Super changes.

Download factsheet

ATO resources

How we can help

Business Chamber Queensland offers a range of services which can help businesses navigate Payday Super changes, including:  

Consultancy rates apply for non-members.  

Membership options range from essential support packages to comprehensive solutions for businesses looking to future-proof their workforce and operations. For more information, visit our memberships page or call 1800 199 772.